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Financial Solutions

Current Account:-

Current Account is an account which suits your business need & requirements.

At ICICI Bank, you will find the ideal bank account that takes care of all your banking needs. ICICI Bank's business services and banking facilities keep you on top of your business, round the clock, all the time.

Current Account Products:-

A varied collection of products suiting the Business needs & requirement of our customers.

Roaming Current Account(RCA):- For Domestic purpose


  • RCA brings the concept of 'Anytime Anywhere' banking enabling you to operate your RCA from any of our 3100+ with ATM network of 10500+ in more than 500 cities across India.

  • A range of product variants are available under the branch of RCA to suit varying needs.

  • Choice of variants is based on committed Monthly Average Balance

Facilities available:-

Doorstep Banking, International Business Banking Debit Card, Corporate Internet Banking, Phone Banking, E-mail Banking and Mobile Banking are available to RCA holders.

Variants under RCA:-

A set of variant ranging from lower MAB(Monthly average Balance) to Higher MAB depending upon the business needs & requirement

  • Standard

  • Classic

  • Premium

  • Gold

  • Gold Plus

  • Platinum

  • Elite

(To Know more about the product- http://icicibank.com/business-banking/transation-banking/roaming-current-ac/standard.html )

Trade Roaming Current Account(TRCA):- For International & domestic Purpose

TRCA is the perfect solution to cater to both your international and domestic banking needs.

ICICI Bank's Trade Roaming Current Account is a unique amalgamation of domestic banking features of the Roaming Current Account and Global Trade Services.

It offers a composite banking solution to exporters and importers.


  • "Zero balance" account that enables you to utilize your financial resources more effectively.

  • No commitment of quarterly average balance,

  • Free Inward Remittance, no charges on FIRC or BRC issuance.

  • It offers all the facilities of domestic banking requirements such as anywhere banking, international business banking debit card, Internet banking, phone banking and mobile banking.

Variants under TRCA:-

  • Premium- QTP USD 25K (Quarterly Throughput)

  • Gold – QTP USD 75K

  • Platinum- QTP USD 3 Lac

  • Elite- QTP USD 6Lac

  • Elite- QTP 15 Lac

(To know more about TRCA variants:- http://www.icicibank.com/business-banking/transation-banking/trade-current-ac/standard.html )

Made2Order Account

ICICI's Made to Order Account (M2O) is an account tailor-made keeping in mind transactions unique to your business. The M2O Account gives you the flexibility to choose the services relevant to your specific business needs.


  • Flexibility in deciding the MAB

  • Flexibility in deciding the higher free Limits in services which are required frequently

  • Customized DD/Pay Order limits

  • Flexible cash deposit limits at both base and non-base branches

  • Customized charges and free limits for services which are required frequently

  • Flexibility in choosing free cheque leaves

Below are the features of Roaming Current Account which also applies to Made 2 Order:

(To know more about the product:- http://icicibank.com/business-banking/transation-banking/made2order-ac/made-to-order-account.html )

(For Schedule of Charges:- Click on http://www.icicibank.com/service-charges/service-charges.html )

Smart Business Current Account:-

A Current Account that aligns to your ever changing business requirements.


  • Free cash deposit limits of up to 12 times of the MAB* maintained or 12 million whichever is lower

  • Free non cash transactions of up to 50 times of the MAB*

  • Free RTGS, NEFT and Fund transfer transactions

  • Monthly Average Balance of RS 25000

Please note campaign offer valid till 31st March,2013

(To know more about the product http://www.icicibank.com/service-charges/service-charges.html )

Business Loan - Changes to be made -

Managing finance is arguably the most important component of any business.

For MSME, timely finance is the key to making the most of business opportunities.

Keeping this in mind, we bring to you a host of innovative loan and overdraft

products that can make all the difference to your bottom line.

Our business banking loan segment offers you a host of innovative products and

flexible services which are customized to meet your evolving financial needs

Business Loans are divided into two parts:-

  • Secured Loan

  • Business Loan backed by CGTMSE

(To know more about the product:-

 http://www.icicibank.com/business-banking/business-loans/business-loans.html )


Trade Services :-

ICICI Bank provides you vital services to help you focus on your business and compete in global markets. Our trade services strengthen your business relationships by ensuring reliability and speed in your business documentation and payments. Our credit facilities smoothen your cash flows

  • Letter of credit (LC)-Obtain accurate and on-time payments from your buyers

          (To know more click on http://icicibank.com/business-banking/tradeservice/letter-of-credit.html )


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